Experienced, Dedicated, and Focused on Healthcare Solutions for Retirement
HealthView Asset Management (HVAM) provides financial services firms with innovative client solutions for retirement healthcare and long-term care needs.
HVAM’s actuarial-backed approach projects personal retirement healthcare and long-term care costs for individual clients by drawing on a database of 530 million healthcare cases, updated annually. Based on these projections, the HVAM system offers and manages targeted portfolio strategies that migrate clients from accumulation to the distribution phase of life. The decumulation strategies calculate cash flows needed to match rising healthcare and LTC expenses.
Investment solutions include traditional management and Robo options and portfolios can be populated with a wide range of investments including capital markets and insurance products.
HVAM’s holistic programs target a critical and unserved client need.
George Bernard, Jr.
President and CEO
Mr. Bernard has over 30 years of experience as a senior executive in the financial services industry. Prior to his role at HVAM, Mr. Bernard was Executive Vice President and Director of Eastern Point Advisers and prior to that, he was Vice President and Manager of Institutional Investment Advisory at Allmerica Financial. While there, he was responsible for Portfolio Complete, a web-driven, fee-based advisory program that included the DirectedAdvisorySolutions annuity. He was also Senior VP and Director of Managed Investment Products at PNC Bank Corp.
Mr. Bernard has also held senior management positions at Moors & Cabot, Inc., Gilford Securities, Gruntal & Co., Inc., Tucker Anthony & R.L. Day, Inc., and Moseley Hallgarten, Estabrook & Weeden. In such capacities, Mr. Bernard oversaw the creation and marketing of fee-based advisory programs, developed proprietary mutual fund families, managed principal trading desk, and other top-level responsibilities.
Mr. Bernard obtained his BA in Economics from Georgetown University. He has attained a Retirement Management Analyst designation.
Chairman of the Board of Directors/Chairman of the Investment Committee
Ron Mastrogiovanni, Founder and CEO of HealthView Services, has more than 30 years of experience in management consulting, financial services, and information technology. During his tenure, Mr. Mastrogiovanni has significantly expanded HealthView through the development of innovative retirement planning applications. The firm’s success led to his recent appointment as CEO and Chairman of Healthy Capital, a joint venture with Mercy Hospital, a $5.5 billion healthcare delivery system.
Prior to starting HealthView Services, Mr. Mastrogiovanni co-founded FundQuest, a provider of wealth management solutions for financial institutions, including banks, insurance companies, and brokerage firms. He currently serves on the Massachusetts Health Policy Commission (HPC), an independent state agency that develops and reviews policy to reduce health care cost growth and improve the quality of patient care.
Mr. Mastrogiovanni is a graduate of Boston State College and he earned a Master of Business Administration degree from Babson College.
Director of Research
Douglas Woods is HealthView’s Director of Research and oversees the firm’s daily operations.
Mr. Woods has over 20 years of experience in the financial services industry. Prior to HealthView Asset Management, he served as a municipal analyst for American Municipal Securities, where he managed the research group and provided analysis of municipal bonds. Mr. Woods also served as the Assistant Vice President for the PNC Advisers Client Adviser Group, a division of the private bank, where he was an investment adviser. Earlier in his career, he also collaborated with Mr. Bernard at Moors & Cabot, Inc., Gilford Securities, and PNC Bank Corp. where he was a bank investment adviser.
Mr. Woods earned his BA in Economics from Columbia University and his Master of Business Administration from the Katz Graduate School of Business at the University of Pittsburgh. He has also attained a Retirement Management Analyst designation.