Address healthcare and LTC expenses which will increase retirement savings.
By initiating the healthcare conversation, advisers help clients address their number one concern – retirement healthcare costs.
HVAM programs provide all the necessary information and data to make the adviser knowledgeable on healthcare and LTC costs. Individual client solutions are then generated through a proprietary healthcare cost database which is updated annually or upon changes in legislation. Personalized projections are based on age, health, gender, and location.