Specific Features that Sets HVAM Apart:
HealthView HealthWealth Hub Account
- Actuarial-based
- Mortality projections for individuals and couples
- Annualized pre-retirement and in retirement healthcare cost projections
- Required investment based on life expectancy and health conditions
- Lump sum or series of investments
- Personal decumulation strategy
- Portfolio cash flow addresses annual healthcare costs in retirement
- Annual data updates
- Generate reports for advisers to review with clients
Long-Term Care Account
- Actuarial-based long-term care cost projections by care setting
- Home care
- Assisted living
- Skilled nursing care
- Blended cost
- Based on actuarial probability of length of stay and various care settings based on age, gender and health conditions
- Personalized distribution system based on client projections
- Complement LTC insurance as well as annuity and life insurance riders
- A funding option for clients who prefer to self-insure
HealthView HSA Program
- Provides individuals and employees
- A tax-advantaged way to save for and pay healthcare costs today and in the future
- Professionally-managed investment account
- A low-fee
- No-minimum
- Available programs include
- HSA
- HRA
- FSA
- A debit card which can handle payments for all three options
- Custom-branded portal